Even if you are struggling at the moment, you can still do the things to protect your credit score. And this is our list of the top 5 things that you can do. 1.) Try to avoid late or missed payments. If you might miss your next payment, don’t avoid it or cancel it on…
With a lot of uncertainty or the craziness that’s out there right now. And you know, with all of this uncertainty that causes a lot of anxiety, not only on, for our physical health. How’s that going to turn out, but also the financial type issues and repercussions of all this. I watch the news,…
How your creditors should be reporting your credit accounts to the various credit reporting agencies if you’ve requested accommodation due to the coronavirus/COVID-19. Now, you’ve likely heard on the news, they’ve recently passed the CARES Act, which stands for Coronavirus Aid Relief and Economic Security Act, which covers a lot of different things. It covers…
With a lot of uncertainty or the craziness that’s out there right now. And you know, with all of this uncertainty that causes a lot of anxiety, not only on, for our physical health. How’s that going to turn out, but also the financial type issues and repercussions of all this. I watch the news,…
Times are crazy and extremely uncertain right now with COVID19. There are a lot of news and news articles circulating about the many things happening right now. There have been many bills passed to help those affected by COVID19. One that protects citizens from evictions and foreclosures. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Let’s be conscious during these times and…
If you make partial payments or miss them altogether without formalizing an arrangement with your lender even if you missed payments are COVID-19 related- you can expect them to be reported to the credit bureaus and to appear on your credit reports as delinquent. (Late payments made without your lender’s consent can hurt your credit…
All right guys as you may already know. There’s a lot of economic uncertainty right now. Surrounding this whole coronavirus thing. And this will affect a lot of consumers’ personal finances so on today’s episode. We actually focusing and talking about what you can do to protect your credit from being affected. Maybe you need…
Credit repair is : 1.) A process of identifying errors reflecting in your credit report. 2.) Disputing the information. 3.) Auditing and monitoring the three credit bureaus (Equifax, Experian, Transunion). Why should I dispute my credit? To ensure collections are made to your credit report is needed you may ask yourself. Did you know that a…