What is credit repair?
Credit repair is :
1.) A process of identifying errors reflecting in your credit report.
2.) Disputing the information.
3.) Auditing and monitoring the three credit bureaus (Equifax, Experian, Transunion).
Why should I dispute my credit?
To ensure collections are made to your credit report is needed you may ask yourself.
Did you know that a recent FTC study showed? 25% of having credit report errors. 5% of consumers have errors that can result in serious financial consequences. Such as higher interest rates the Fair Credit Reporting Act. The FCRA by law allows consumers to invoke their rights. To review and correct their credit reports under the FCRA. The credit bureaus are given a reasonable amount of time. I respond to a request for an investigation of the identified errors. And to correct or remove this information. The Fair Credit Transaction Act of 2003. Additionally, it allowed easier access to consumers to view credit reports for any errors. To dispute the items this is why we are not allowed.